Hi. I am a new member having difficulty navigating the platform. The only assignments currently available are mortgage applications. I don’t understand how I can apply for a mortgage under false pretences as that would be fraud. How do I obtain other assignments.

Janice, you don't have to "apply" and do a hard pull or anything for a quick quote. Talk to the company and just say you think you're in the market to buy a home instead of renting, or are looking to buy an investment property as a rental, but want to know how their mortgage works, who the bank would be, ask what the interest rates are and ask if the quote given also would include escrow, or things like are you able to buy down a point or two on the interest rate and what the payments and savings would be short and long term if you did that. You can also ask what the rates are for new home owners, are there any introductory offers similar to credit card shopping and what the credit and loan implications would be on your credit score if you were to proceed. Most places will do what's called a soft pull if they even do a pull at all (you can give your credit score or just make one up in the 700 range and then all said and done let them know you have a few other places you would like to check out and will let them know if/when you're ready to proceed.